Natalie Leininger is also separately registered as an Investment
Adviser Representative under Sterling Financial Services,
Inc., a Registered Investment Adviser, offering advisory services
in the state of California.  As such, these services are
strictly intended for individuals residing in California. 

Licensed by the California Department of Insurance #0778102.



IMPORTANT CONSUMER INFORMATION:

A broker-dealer "BD", investment adviser"IA", a BD agent
or IA Representative may only transact business in a state
if first registered in that state, or is excluded or exempt
from registration in that state as a broker-dealer, invesment
adviser, BD agent or IA Representative, as appropriate. Follow-up,
individualized responses to persons in a state by such a firm
or individual that involve either affecting or attempting
to affect transactions in securities, or the rendering or
personalized investment advice for compensation will not be
made without first complying with appropriate registration
requirements, or a applicable exemption or exclusion.



For information concerning the licensing status or disciplinary
history of a broker-dealer, investment advisor, BD agent,
or IA rep, a consumer should contact his or her state securities
law administrator.